/* =============================================
   RUBIVEST - Premium Dark Luxury Fintech CSS
   ============================================= */

/* ---------- Google Fonts Import ---------- */
@import url('https://fonts.googleapis.com/css2?family=Sora:wght@300;400;500;600;700;800&family=Inter:wght@300;400;500;600;700&display=swap');

/* ---------- CSS Custom Properties ---------- */
:root {
  /* Colors — variable names unchanged; values updated to match gold/navy logo */
  --midnight: #070B14;
  --deep-navy: #0D1B2A;
  --charcoal: #111827;
  --emerald: #D4AF37;
  --teal: #1E3A6E;
  --deep-blue: #1E3A6E;
  --gold: #D4AF37;
  --soft-white: #F8FAFC;
  --silver: #CBD5E1;
  --slate: #64748B;

  /* Gradients */
  --grad-hero: linear-gradient(135deg, #070B14 0%, #0D1B2A 50%, #0a1628 100%);
  --grad-emerald: linear-gradient(135deg, #C8962E 0%, #F0D060 100%);
  --grad-card: linear-gradient(145deg, rgba(10,17,40,0.9) 0%, rgba(13,27,42,0.95) 100%);
  --grad-gold: linear-gradient(135deg, #D4AF37 0%, #F0D060 100%);
  --grad-cta: linear-gradient(135deg, #0D1B2A 0%, #0a2040 50%, #0D1B2A 100%);

  /* Glows */
  --glow-emerald: 0 0 30px rgba(212, 175, 55, 0.25);
  --glow-teal: 0 0 30px rgba(30, 58, 110, 0.25);
  --glow-gold: 0 0 20px rgba(212, 175, 55, 0.3);
  --glow-card: 0 8px 32px rgba(0, 0, 0, 0.4);

  /* Typography */
  --font-heading: 'Sora', sans-serif;
  --font-body: 'Inter', sans-serif;

  /* Spacing */
  --section-py: 100px;
  --container-max: 1200px;

  /* Borders */
  --border-glass: 1px solid rgba(255, 255, 255, 0.06);
  --border-accent: 1px solid rgba(212, 175, 55, 0.2);
  --radius-card: 16px;
  --radius-btn: 50px;
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background-color: var(--midnight);
  color: var(--soft-white);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }
button { cursor: pointer; font-family: var(--font-body); }

/* ---------- Scrollbar ---------- */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--midnight); }
::-webkit-scrollbar-thumb { background: var(--emerald); border-radius: 3px; }

/* =============================================
   UTILITY CLASSES
   ============================================= */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

.section-py { padding: var(--section-py) 0; }

/* ---------- Page Hero (inner pages) ---------- */
.page-hero {
  padding: 140px 0 60px;
  background: var(--grad-hero);
  position: relative;
}

.page-hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(212, 175, 55, 0.2), transparent);
}

.page-hero .section-subtitle {
  color: var(--silver);
}

.section-label {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--emerald);
  margin-bottom: 16px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 700;
  line-height: 1.2;
  color: var(--soft-white);
  margin-bottom: 20px;
}

.section-subtitle {
  font-size: 16px;
  color: var(--slate);
  max-width: 560px;
  line-height: 1.8;
}

.text-emerald { color: var(--emerald); }
.text-gold { color: var(--gold); }
.text-silver { color: var(--silver); }
.text-slate { color: var(--slate); }

.text-gradient {
  background: var(--grad-emerald);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.text-gold-gradient {
  background: var(--grad-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--radius-btn);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.3px;
  transition: all 0.3s ease;
  border: none;
  position: relative;
  overflow: hidden;
}

.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.08);
  opacity: 0;
  transition: opacity 0.3s;
}
.btn:hover::before { opacity: 1; }

.btn-primary {
  background: var(--grad-emerald);
  color: #fff;
  box-shadow: 0 4px 20px rgba(212, 175, 55, 0.35);
}
.btn-primary:hover {
  box-shadow: 0 6px 30px rgba(212, 175, 55, 0.5);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  border: 1px solid rgba(203, 213, 225, 0.25);
  color: var(--silver);
}
.btn-outline:hover {
  border-color: var(--emerald);
  color: var(--emerald);
  transform: translateY(-2px);
}

.btn-gold {
  background: var(--grad-gold);
  color: var(--midnight);
  font-weight: 700;
  box-shadow: var(--glow-gold);
}
.btn-gold:hover {
  box-shadow: 0 6px 30px rgba(212, 175, 55, 0.45);
  transform: translateY(-2px);
}

/* ---------- Glass Card ---------- */
.glass-card {
  background: var(--grad-card);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: var(--border-glass);
  border-radius: var(--radius-card);
  box-shadow: var(--glow-card);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.glass-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.5);
}

/* ---------- Reveal Animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal-left.visible {
  opacity: 1;
  transform: translateX(0);
}

.reveal-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal-right.visible {
  opacity: 1;
  transform: translateX(0);
}

/* delay helpers */
.delay-1 { transition-delay: 0.1s !important; }
.delay-2 { transition-delay: 0.2s !important; }
.delay-3 { transition-delay: 0.3s !important; }
.delay-4 { transition-delay: 0.4s !important; }
.delay-5 { transition-delay: 0.5s !important; }

/* =============================================
   NAVBAR
   ============================================= */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 20px 0;
  transition: all 0.4s ease;
}

.navbar.scrolled {
  background: rgba(7, 11, 20, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 14px 0;
  border-bottom: 1px solid rgba(16, 185, 129, 0.1);
  box-shadow: 0 4px 30px rgba(0,0,0,0.4);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.nav-logo-icon {
  width: 36px;
  height: 36px;
  background: var(--grad-emerald);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: #fff;
  font-family: var(--font-heading);
  box-shadow: 0 0 14px rgba(212, 175, 55, 0.4);
}

.nav-logo-img {
  width: 36px;
  height: 36px;
  object-fit: contain;
  filter: drop-shadow(0 0 8px rgba(212, 175, 55, 0.3));
}

.nav-logo-text {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 700;
  color: var(--soft-white);
  letter-spacing: -0.3px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
}

.nav-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--silver);
  letter-spacing: 0.2px;
  transition: color 0.3s;
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--emerald);
  transition: width 0.3s;
}

.nav-links a:hover { color: var(--soft-white); }
.nav-links a:hover::after { width: 100%; }

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 4px;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--silver);
  border-radius: 2px;
  transition: all 0.3s;
}

.nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile Nav */
.nav-mobile {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(7, 11, 20, 0.98);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 36px;
}

.nav-mobile.open { display: flex; }

.nav-mobile a {
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 600;
  color: var(--silver);
  transition: color 0.3s;
}

.nav-mobile a:hover { color: var(--emerald); }

/* =============================================
   HERO SECTION
   ============================================= */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--grad-hero);
}

/* Animated gradient orbs */
.hero-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.12;
  animation: float 8s ease-in-out infinite;
  pointer-events: none;
}

.hero-orb-1 {
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, #10B981, transparent 70%);
  top: -150px;
  right: -100px;
  animation-duration: 10s;
}

.hero-orb-2 {
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, #14B8A6, transparent 70%);
  bottom: 100px;
  left: -100px;
  animation-duration: 12s;
  animation-delay: -3s;
}

.hero-orb-3 {
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, #D4AF37, transparent 70%);
  top: 50%;
  left: 40%;
  animation-duration: 14s;
  animation-delay: -6s;
  opacity: 0.07;
}

@keyframes float {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33% { transform: translate(20px, -20px) scale(1.05); }
  66% { transform: translate(-15px, 15px) scale(0.98); }
}

/* Grid overlay */
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(16, 185, 129, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(16, 185, 129, 0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  padding: 120px 0 80px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid rgba(16, 185, 129, 0.2);
  border-radius: 50px;
  padding: 8px 16px;
  margin-bottom: 28px;
}

.hero-badge-dot {
  width: 8px;
  height: 8px;
  background: var(--emerald);
  border-radius: 50%;
  animation: pulse-dot 2s ease infinite;
}

@keyframes pulse-dot {
  0%, 100% { box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.4); }
  50% { box-shadow: 0 0 0 6px rgba(16, 185, 129, 0); }
}

.hero-badge span {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--emerald);
}

.hero-headline {
  font-family: var(--font-heading);
  font-size: clamp(36px, 5vw, 62px);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1px;
  margin-bottom: 24px;
}

.hero-subtext {
  font-size: 17px;
  color: var(--slate);
  line-height: 1.8;
  max-width: 500px;
  margin-bottom: 40px;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 56px;
}

.hero-stats {
  display: flex;
  gap: 40px;
  border-top: 1px solid rgba(255,255,255,0.07);
  padding-top: 32px;
}

.hero-stat-value {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--soft-white);
  line-height: 1;
  margin-bottom: 4px;
}

.hero-stat-label {
  font-size: 12px;
  color: var(--slate);
  letter-spacing: 0.5px;
}

/* Dashboard mockup */
.hero-dashboard {
  position: relative;
}

.dashboard-card {
  background: rgba(13, 27, 42, 0.85);
  backdrop-filter: blur(24px);
  border: 1px solid rgba(16, 185, 129, 0.15);
  border-radius: 20px;
  padding: 28px;
  box-shadow: 0 20px 80px rgba(0,0,0,0.6), 0 0 40px rgba(16, 185, 129, 0.08);
}

.dashboard-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
}

.dashboard-title {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 600;
  color: var(--silver);
}

.dashboard-badge {
  background: rgba(16, 185, 129, 0.15);
  border: 1px solid rgba(16, 185, 129, 0.25);
  border-radius: 20px;
  padding: 4px 12px;
  font-size: 11px;
  font-weight: 600;
  color: var(--emerald);
}

.dashboard-balance {
  margin-bottom: 24px;
}

.balance-label {
  font-size: 12px;
  color: var(--slate);
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.balance-value {
  font-family: var(--font-heading);
  font-size: 36px;
  font-weight: 800;
  color: var(--soft-white);
  margin-bottom: 6px;
}

.balance-change {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 13px;
  font-weight: 600;
  color: var(--emerald);
}

/* Mini chart */
.mini-chart {
  display: flex;
  align-items: flex-end;
  gap: 4px;
  height: 50px;
  margin-bottom: 24px;
  padding: 8px 0;
}

.chart-bar {
  flex: 1;
  background: rgba(16, 185, 129, 0.15);
  border-radius: 3px 3px 0 0;
  transition: background 0.3s;
  position: relative;
  overflow: hidden;
}

.chart-bar::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--grad-emerald);
  border-radius: 3px 3px 0 0;
  height: var(--h, 40%);
  opacity: 0.7;
}

.chart-bar:hover { background: rgba(16, 185, 129, 0.25); }

/* Dashboard metrics row */
.dash-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 20px;
}

.dash-metric {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}

.dash-metric-value {
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 2px;
}

.dash-metric-label {
  font-size: 10px;
  color: var(--slate);
  letter-spacing: 0.5px;
}

/* Floating mini cards */
.float-card {
  position: absolute;
  background: rgba(13, 27, 42, 0.92);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(16, 185, 129, 0.2);
  border-radius: 12px;
  padding: 12px 16px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.4);
  animation: float-card 5s ease-in-out infinite;
}

.float-card-1 {
  top: -20px;
  right: -30px;
  animation-delay: 0s;
}

.float-card-2 {
  bottom: 60px;
  left: -40px;
  animation-delay: -2.5s;
}

@keyframes float-card {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.float-card-label {
  font-size: 10px;
  color: var(--slate);
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.float-card-value {
  font-family: var(--font-heading);
  font-size: 16px;
  font-weight: 700;
  color: var(--soft-white);
}

.float-card-sub {
  font-size: 11px;
  color: var(--emerald);
  font-weight: 600;
}

/* =============================================
   TRUST BAR
   ============================================= */
.trust-bar {
  background: rgba(13, 27, 42, 0.6);
  border-top: 1px solid rgba(255,255,255,0.05);
  border-bottom: 1px solid rgba(255,255,255,0.05);
  padding: 28px 0;
  backdrop-filter: blur(10px);
}

.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 28px;
  position: relative;
  transition: all 0.3s;
}

.trust-item:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 1px;
  height: 24px;
  background: rgba(255,255,255,0.08);
}

.trust-icon {
  width: 36px;
  height: 36px;
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid rgba(16, 185, 129, 0.15);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}

.trust-text-main {
  font-size: 13px;
  font-weight: 600;
  color: var(--silver);
}

.trust-text-sub {
  font-size: 11px;
  color: var(--slate);
  margin-top: 1px;
}

/* =============================================
   ABOUT SECTION
   ============================================= */
.about {
  background: var(--deep-navy);
  padding: var(--section-py) 0;
  position: relative;
  overflow: hidden;
}

.about::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(16, 185, 129, 0.3), transparent);
}

.about-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-sectors {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 40px;
}

.sector-card {
  background: rgba(7, 11, 20, 0.6);
  border: var(--border-glass);
  border-radius: 12px;
  padding: 20px;
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.sector-card::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--grad-emerald);
  transform: scaleX(0);
  transition: transform 0.3s;
  transform-origin: left;
}

.sector-card:hover { border-color: rgba(16, 185, 129, 0.2); }
.sector-card:hover::before { transform: scaleX(1); }

.sector-icon {
  font-size: 24px;
  margin-bottom: 10px;
}

.sector-name {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 600;
  color: var(--silver);
}

.about-visual {
  position: relative;
}

.about-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.about-stat-card {
  background: var(--grad-card);
  border: var(--border-glass);
  border-radius: 16px;
  padding: 28px;
  text-align: center;
  transition: all 0.3s;
}

.about-stat-card:hover {
  border-color: rgba(16, 185, 129, 0.2);
  box-shadow: var(--glow-emerald);
}

.about-stat-number {
  font-family: var(--font-heading);
  font-size: 32px;
  font-weight: 800;
  margin-bottom: 6px;
}

.about-stat-desc {
  font-size: 13px;
  color: var(--slate);
}

.rubi-badge {
  margin-top: 20px;
  background: linear-gradient(135deg, rgba(212, 175, 55, 0.08), rgba(212, 175, 55, 0.03));
  border: 1px solid rgba(212, 175, 55, 0.2);
  border-radius: 12px;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 16px;
  grid-column: span 2;
}

.rubi-badge-icon {
  width: 44px;
  height: 44px;
  background: rgba(212, 175, 55, 0.15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.rubi-badge-title {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 4px;
}

.rubi-badge-text {
  font-size: 12px;
  color: var(--slate);
}

/* =============================================
   HOW IT WORKS
   ============================================= */
.how-it-works {
  padding: var(--section-py) 0;
  background: var(--midnight);
  position: relative;
}

.how-header {
  text-align: center;
  margin-bottom: 72px;
}

.how-header .section-subtitle {
  margin: 0 auto;
  text-align: center;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 52px;
  left: 10%;
  right: 10%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(16, 185, 129, 0.3), rgba(20, 184, 166, 0.3), transparent);
  z-index: 0;
}

.step-card {
  background: var(--grad-card);
  border: var(--border-glass);
  border-radius: var(--radius-card);
  padding: 28px 20px;
  text-align: center;
  position: relative;
  z-index: 1;
  transition: all 0.3s;
}

.step-card:hover {
  border-color: rgba(16, 185, 129, 0.25);
  box-shadow: var(--glow-emerald);
  transform: translateY(-6px);
}

.step-number {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--grad-emerald);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: 18px;
  font-weight: 800;
  color: #fff;
  margin: 0 auto 20px;
  box-shadow: 0 0 20px rgba(16, 185, 129, 0.4);
}

.step-icon {
  font-size: 28px;
  margin-bottom: 16px;
  display: block;
}

.step-title {
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 10px;
}

.step-desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.6;
}

/* =============================================
   EARNING STREAMS
   ============================================= */
.earning-streams {
  padding: var(--section-py) 0;
  background: var(--deep-navy);
  position: relative;
  overflow: hidden;
}

.earning-streams::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 0%, rgba(16, 185, 129, 0.05) 0%, transparent 60%);
  pointer-events: none;
}

.streams-header {
  text-align: center;
  margin-bottom: 64px;
}

.streams-header .section-subtitle {
  margin: 0 auto;
  text-align: center;
}

.streams-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  position: relative;
  z-index: 1;
}

.stream-card {
  background: linear-gradient(145deg, rgba(13,27,42,0.9) 0%, rgba(17,24,39,0.95) 100%);
  border: var(--border-glass);
  border-radius: 20px;
  padding: 36px 32px;
  position: relative;
  overflow: hidden;
  transition: all 0.4s ease;
}

.stream-card::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 20px;
  background: var(--grad-emerald);
  opacity: 0;
  transition: opacity 0.4s;
  z-index: 0;
}

.stream-card:hover {
  transform: translateY(-8px);
}

.stream-card:hover::before { opacity: 0.04; }

.stream-card.featured {
  border-color: rgba(16, 185, 129, 0.25);
  box-shadow: var(--glow-emerald), 0 20px 60px rgba(0,0,0,0.4);
}

.stream-card.featured-gold {
  border-color: rgba(212, 175, 55, 0.2);
}

.stream-card.featured-gold:hover {
  box-shadow: var(--glow-gold), 0 20px 60px rgba(0,0,0,0.4);
}

.stream-badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 24px;
  position: relative;
  z-index: 1;
}

.badge-emerald {
  background: rgba(16, 185, 129, 0.15);
  border: 1px solid rgba(16, 185, 129, 0.25);
  color: var(--emerald);
}

.badge-teal {
  background: rgba(20, 184, 166, 0.15);
  border: 1px solid rgba(20, 184, 166, 0.25);
  color: var(--teal);
}

.badge-gold {
  background: rgba(212, 175, 55, 0.12);
  border: 1px solid rgba(212, 175, 55, 0.2);
  color: var(--gold);
}

.stream-icon-wrap {
  width: 60px;
  height: 60px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 24px;
  position: relative;
  z-index: 1;
}

.icon-emerald {
  background: rgba(16, 185, 129, 0.12);
  border: 1px solid rgba(16, 185, 129, 0.2);
}

.icon-teal {
  background: rgba(20, 184, 166, 0.12);
  border: 1px solid rgba(20, 184, 166, 0.2);
}

.icon-gold {
  background: rgba(212, 175, 55, 0.1);
  border: 1px solid rgba(212, 175, 55, 0.18);
}

.stream-title {
  font-family: var(--font-heading);
  font-size: 22px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.stream-desc {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.7;
  margin-bottom: 28px;
  position: relative;
  z-index: 1;
}

.stream-metrics {
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: relative;
  z-index: 1;
}

.stream-metric {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 16px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 8px;
}

.metric-label {
  font-size: 12px;
  color: var(--slate);
}

.metric-value {
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 700;
  color: var(--soft-white);
}

/* =============================================
   DASHBOARD PREVIEW
   ============================================= */
.dashboard-preview {
  padding: var(--section-py) 0;
  background: var(--midnight);
  position: relative;
  overflow: hidden;
}

.dashboard-preview::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(16, 185, 129, 0.3), transparent);
}

.dash-header {
  text-align: center;
  margin-bottom: 64px;
}

.dash-header .section-subtitle { margin: 0 auto; }

.dashboard-mock {
  background: rgba(13, 27, 42, 0.8);
  border: 1px solid rgba(16, 185, 129, 0.15);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 30px 100px rgba(0,0,0,0.6), 0 0 60px rgba(16, 185, 129, 0.06);
}

.dash-top-bar {
  background: rgba(7, 11, 20, 0.8);
  padding: 16px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.dash-top-left {
  display: flex;
  align-items: center;
  gap: 24px;
}

.dash-logo-small {
  display: flex;
  align-items: center;
  gap: 8px;
}

.dash-logo-icon {
  width: 28px;
  height: 28px;
  background: var(--grad-emerald);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 800;
  color: #fff;
  font-family: var(--font-heading);
}

.dash-logo-img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}

.dash-logo-name {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 700;
  color: var(--soft-white);
}

.dash-nav-tabs {
  display: flex;
  gap: 4px;
}

.dash-tab {
  padding: 6px 14px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 500;
  color: var(--slate);
  cursor: pointer;
  transition: all 0.2s;
}

.dash-tab.active {
  background: rgba(16, 185, 129, 0.1);
  color: var(--emerald);
}

.dash-user {
  display: flex;
  align-items: center;
  gap: 12px;
}

.user-avatar {
  width: 32px;
  height: 32px;
  background: var(--grad-emerald);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  color: #fff;
}

.user-name {
  font-size: 13px;
  font-weight: 600;
  color: var(--silver);
}

.dash-body {
  padding: 28px;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 20px;
}

.dash-widget {
  background: rgba(7, 11, 20, 0.5);
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 14px;
  padding: 20px;
  transition: all 0.3s;
}

.dash-widget:hover {
  border-color: rgba(16, 185, 129, 0.15);
}

.dash-widget.span-2 {
  grid-column: span 2;
}

.widget-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.widget-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--slate);
}

.widget-icon {
  width: 30px;
  height: 30px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
}

.widget-icon.green { background: rgba(16, 185, 129, 0.12); }
.widget-icon.teal { background: rgba(20, 184, 166, 0.12); }
.widget-icon.gold { background: rgba(212, 175, 55, 0.1); }
.widget-icon.blue { background: rgba(59, 130, 246, 0.12); }

.widget-value {
  font-family: var(--font-heading);
  font-size: 26px;
  font-weight: 800;
  color: var(--soft-white);
  margin-bottom: 4px;
}

.widget-change {
  font-size: 12px;
  font-weight: 600;
}

.widget-change.positive { color: var(--emerald); }
.widget-change.warning { color: #F59E0B; }
.widget-change.info { color: var(--teal); }

/* Chart rows */
.chart-row {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
  font-size: 12px;
}

.chart-row-label {
  width: 70px;
  color: var(--slate);
  flex-shrink: 0;
}

.chart-row-bar {
  flex: 1;
  height: 6px;
  background: rgba(255,255,255,0.05);
  border-radius: 3px;
  overflow: hidden;
}

.chart-row-fill {
  height: 100%;
  border-radius: 3px;
  background: var(--grad-emerald);
}

.chart-row-val {
  width: 40px;
  text-align: right;
  color: var(--silver);
  flex-shrink: 0;
}

/* Activity list */
.activity-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.activity-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px;
  border-radius: 8px;
  transition: background 0.2s;
}

.activity-item:hover { background: rgba(255,255,255,0.02); }

.activity-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

.dot-green { background: var(--emerald); }
.dot-gold { background: var(--gold); }
.dot-teal { background: var(--teal); }
.dot-blue { background: #3B82F6; }

.activity-desc {
  flex: 1;
  font-size: 12px;
  color: var(--silver);
}

.activity-amount {
  font-size: 12px;
  font-weight: 600;
  color: var(--emerald);
}

.activity-date {
  font-size: 11px;
  color: var(--slate);
}

/* =============================================
   DEPOSIT & WITHDRAWAL
   ============================================= */
.deposit-section {
  padding: var(--section-py) 0;
  background: var(--deep-navy);
  position: relative;
  overflow: hidden;
}

.deposit-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.deposit-steps {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 40px;
}

.deposit-step {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 20px;
  background: rgba(7, 11, 20, 0.5);
  border: var(--border-glass);
  border-radius: 12px;
  transition: all 0.3s;
}

.deposit-step:hover {
  border-color: rgba(16, 185, 129, 0.2);
  transform: translateX(4px);
}

.deposit-step-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid rgba(16, 185, 129, 0.15);
}

.deposit-step-title {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 4px;
}

.deposit-step-desc {
  font-size: 13px;
  color: var(--slate);
}

/* Withdrawal flow */
.withdrawal-flow {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 32px;
}

.withdrawal-stage {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  border-radius: 10px;
  position: relative;
}

.stage-pending {
  background: rgba(245, 158, 11, 0.05);
  border: 1px solid rgba(245, 158, 11, 0.15);
}

.stage-approved {
  background: rgba(16, 185, 129, 0.05);
  border: 1px solid rgba(16, 185, 129, 0.15);
}

.stage-paid {
  background: rgba(212, 175, 55, 0.05);
  border: 1px solid rgba(212, 175, 55, 0.15);
}

.stage-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.dot-pending { background: #F59E0B; box-shadow: 0 0 8px rgba(245, 158, 11, 0.4); }
.dot-approved { background: var(--emerald); box-shadow: 0 0 8px rgba(16, 185, 129, 0.4); }
.dot-paid { background: var(--gold); box-shadow: 0 0 8px rgba(212, 175, 55, 0.4); }

.stage-text {
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 600;
  color: var(--silver);
}

.stage-desc {
  font-size: 12px;
  color: var(--slate);
}

/* =============================================
   BUSINESS MODEL
   ============================================= */
.business-model {
  padding: var(--section-py) 0;
  background: var(--midnight);
  position: relative;
  overflow: hidden;
}

.business-model::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 50%, rgba(212, 175, 55, 0.04) 0%, transparent 60%);
  pointer-events: none;
}

.business-header {
  text-align: center;
  margin-bottom: 72px;
}

.business-header .section-subtitle { margin: 0 auto; text-align: center; }

.biz-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 28px;
  margin-bottom: 60px;
}

.biz-block {
  background: var(--grad-card);
  border: var(--border-glass);
  border-radius: 16px;
  padding: 32px;
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.biz-block::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  opacity: 0;
  transition: opacity 0.3s;
}

.biz-vision::after { background: var(--grad-emerald); }
.biz-model::after { background: var(--grad-gold); }
.biz-token::after { background: linear-gradient(90deg, var(--teal), var(--emerald)); }

.biz-block:hover { border-color: rgba(255,255,255,0.1); }
.biz-block:hover::after { opacity: 1; }

.biz-icon {
  font-size: 32px;
  margin-bottom: 20px;
}

.biz-title {
  font-family: var(--font-heading);
  font-size: 18px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 14px;
}

.biz-text {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.7;
  margin-bottom: 20px;
}

.biz-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.biz-list-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--silver);
}

.biz-list-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--emerald);
  flex-shrink: 0;
}

/* Revenue strip */
.revenue-strip {
  background: linear-gradient(135deg, rgba(13,27,42,0.8), rgba(17,24,39,0.9));
  border: var(--border-glass);
  border-radius: 16px;
  padding: 36px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.revenue-item {
  text-align: center;
}

.revenue-value {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 6px;
}

.revenue-label {
  font-size: 12px;
  color: var(--slate);
  letter-spacing: 0.5px;
}

.revenue-divider {
  width: 1px;
  height: 50px;
  background: rgba(255,255,255,0.07);
}

/* =============================================
   GROWTH STRATEGY
   ============================================= */
.growth-strategy {
  padding: var(--section-py) 0;
  background: var(--deep-navy);
  position: relative;
}

.growth-header {
  text-align: center;
  margin-bottom: 72px;
}

.growth-header .section-subtitle { margin: 0 auto; text-align: center; }

.pitch-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 60px;
}

.pitch-card {
  background: var(--grad-card);
  border: var(--border-glass);
  border-radius: 16px;
  padding: 32px;
  transition: all 0.3s;
}

.pitch-card:hover {
  border-color: rgba(16, 185, 129, 0.15);
  transform: translateY(-4px);
  box-shadow: var(--glow-card);
}

.pitch-icon {
  font-size: 28px;
  margin-bottom: 16px;
}

.pitch-title {
  font-family: var(--font-heading);
  font-size: 16px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 10px;
}

.pitch-text {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.7;
}

/* Growth CTA banner */
.growth-cta-banner {
  background: linear-gradient(135deg, rgba(16, 185, 129, 0.08), rgba(20, 184, 166, 0.05));
  border: 1px solid rgba(16, 185, 129, 0.15);
  border-radius: 20px;
  padding: 48px;
  text-align: center;
}

.growth-cta-title {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--soft-white);
  margin-bottom: 12px;
}

.growth-cta-text {
  font-size: 15px;
  color: var(--slate);
  max-width: 480px;
  margin: 0 auto 32px;
}

.cta-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 16px;
}

/* =============================================
   FAQ SECTION
   ============================================= */
.faq-section {
  padding: var(--section-py) 0;
  background: var(--midnight);
}

.faq-header {
  text-align: center;
  margin-bottom: 64px;
}

.faq-header .section-subtitle { margin: 0 auto; text-align: center; }

.disclaimer-banner {
  background: linear-gradient(135deg, rgba(245, 158, 11, 0.06), rgba(245, 158, 11, 0.02));
  border: 1px solid rgba(245, 158, 11, 0.2);
  border-radius: 14px;
  padding: 20px 28px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 48px;
}

.disclaimer-icon {
  font-size: 20px;
  flex-shrink: 0;
  margin-top: 2px;
}

.disclaimer-text {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
}

.disclaimer-text strong {
  color: #F59E0B;
  font-weight: 600;
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: var(--grad-card);
  border: var(--border-glass);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.3s;
}

.faq-item.open {
  border-color: rgba(16, 185, 129, 0.2);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: none;
  border: none;
  text-align: left;
  cursor: pointer;
  gap: 16px;
}

.faq-q-text {
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 600;
  color: var(--soft-white);
}

.faq-chevron {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  color: var(--slate);
  flex-shrink: 0;
  transition: all 0.3s;
}

.faq-item.open .faq-chevron {
  background: rgba(16, 185, 129, 0.1);
  border-color: rgba(16, 185, 129, 0.2);
  color: var(--emerald);
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s;
}

.faq-item.open .faq-answer {
  max-height: 300px;
}

.faq-answer-inner {
  padding: 0 24px 20px;
  font-size: 14px;
  color: var(--slate);
  line-height: 1.7;
  border-top: 1px solid rgba(255,255,255,0.04);
  padding-top: 16px;
}

/* =============================================
   FINAL CTA SECTION
   ============================================= */
.final-cta {
  padding: 120px 0;
  background: var(--grad-cta);
  position: relative;
  overflow: hidden;
  text-align: center;
}

.final-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(16, 185, 129, 0.08) 0%, transparent 60%);
  pointer-events: none;
}

.final-cta-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.08;
  pointer-events: none;
}

.cta-orb-1 {
  width: 500px; height: 500px;
  background: var(--emerald);
  top: -200px; left: -100px;
}

.cta-orb-2 {
  width: 400px; height: 400px;
  background: var(--teal);
  bottom: -150px; right: -100px;
}

.final-cta-content {
  position: relative;
  z-index: 1;
  max-width: 640px;
  margin: 0 auto;
}

.final-cta-tag {
  display: inline-block;
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid rgba(16, 185, 129, 0.2);
  border-radius: 20px;
  padding: 6px 18px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--emerald);
  margin-bottom: 28px;
}

.final-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(32px, 5vw, 54px);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1px;
  color: var(--soft-white);
  margin-bottom: 20px;
}

.final-cta-text {
  font-size: 17px;
  color: var(--slate);
  line-height: 1.8;
  margin-bottom: 48px;
}

.cta-form {
  display: flex;
  gap: 12px;
  max-width: 480px;
  margin: 0 auto 24px;
  flex-wrap: wrap;
}

.cta-input {
  flex: 1;
  min-width: 200px;
  padding: 14px 20px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 50px;
  font-size: 14px;
  color: var(--soft-white);
  font-family: var(--font-body);
  outline: none;
  transition: border-color 0.3s;
}

.cta-input::placeholder { color: var(--slate); }

.cta-input:focus {
  border-color: rgba(16, 185, 129, 0.4);
  background: rgba(255,255,255,0.07);
}

.cta-disclaimer {
  font-size: 12px;
  color: var(--slate);
}

/* =============================================
   FOOTER
   ============================================= */
.footer {
  background: var(--midnight);
  border-top: 1px solid rgba(255,255,255,0.05);
  padding: 80px 0 0;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
}

.footer-logo-icon {
  width: 36px;
  height: 36px;
  background: var(--grad-emerald);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: #fff;
  font-family: var(--font-heading);
}

.footer-logo-img {
  width: 40px;
  height: 40px;
  object-fit: contain;
  filter: drop-shadow(0 0 8px rgba(212, 175, 55, 0.3));
}

.footer-logo-text {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 700;
  color: var(--soft-white);
}

.footer-tagline {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.7;
  max-width: 280px;
  margin-bottom: 28px;
}

.footer-socials {
  display: flex;
  gap: 10px;
}

.social-link {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  transition: all 0.3s;
}

.social-link:hover {
  background: rgba(16, 185, 129, 0.1);
  border-color: rgba(16, 185, 129, 0.2);
  transform: translateY(-2px);
}

.footer-col-title {
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 700;
  color: var(--soft-white);
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.footer-col-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-col-links a {
  font-size: 14px;
  color: var(--slate);
  transition: color 0.3s;
}

.footer-col-links a:hover { color: var(--emerald); }

.footer-bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-copyright {
  font-size: 13px;
  color: var(--slate);
}

.footer-legal {
  display: flex;
  gap: 24px;
}

.footer-legal a {
  font-size: 13px;
  color: var(--slate);
  transition: color 0.3s;
}

.footer-legal a:hover { color: var(--silver); }

.footer-disclaimer {
  padding: 20px 0 24px;
  font-size: 12px;
  color: var(--slate);
  line-height: 1.7;
  border-top: 1px solid rgba(255,255,255,0.04);
  opacity: 0.8;
}

/* Rubi powered badge */
.powered-by-rubi {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212, 175, 55, 0.06);
  border: 1px solid rgba(212, 175, 55, 0.15);
  border-radius: 20px;
  padding: 6px 14px;
  margin-top: 20px;
}

.pwr-icon { font-size: 14px; }

.pwr-text {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: var(--gold);
}

/* =============================================
   SCROLL TO TOP
   ============================================= */
.scroll-top {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 44px;
  height: 44px;
  background: var(--grad-emerald);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: #fff;
  box-shadow: 0 4px 16px rgba(16, 185, 129, 0.35);
  cursor: pointer;
  z-index: 100;
  opacity: 0;
  pointer-events: none;
  transition: all 0.3s;
  border: none;
}

.scroll-top.visible {
  opacity: 1;
  pointer-events: all;
}

.scroll-top:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.5);
}

/* =============================================
   RESPONSIVE DESIGN
   ============================================= */
@media (max-width: 1024px) {
  :root { --section-py: 80px; }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 60px;
    padding: 120px 0 60px;
    text-align: center;
  }

  .hero-subtext { margin: 0 auto 40px; }
  .hero-actions { justify-content: center; }
  .hero-stats { justify-content: center; }

  .about-inner { grid-template-columns: 1fr; gap: 48px; }
  .steps-grid { grid-template-columns: repeat(3, 1fr); gap: 16px; }
  .steps-grid::before { display: none; }
  .streams-grid { grid-template-columns: 1fr 1fr; }
  .biz-grid { grid-template-columns: 1fr 1fr; }
  .pitch-grid { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }

  .dash-body { grid-template-columns: 1fr 1fr; }
  .dash-widget.span-2 { grid-column: span 2; }

  .deposit-inner { grid-template-columns: 1fr; gap: 48px; }
}

@media (max-width: 768px) {
  :root { --section-py: 64px; }

  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }

  .hero-inner {
    padding: 100px 0 48px;
    text-align: center;
  }

  .hero-dashboard .float-card { display: none; }

  .steps-grid { grid-template-columns: 1fr 1fr; }
  .streams-grid { grid-template-columns: 1fr; }
  .about-sectors { grid-template-columns: 1fr 1fr; }
  .biz-grid { grid-template-columns: 1fr; }
  .pitch-grid { grid-template-columns: 1fr; }

  .dash-top-bar { flex-direction: column; gap: 12px; align-items: flex-start; }
  .dash-nav-tabs { display: none; }
  .dash-body { grid-template-columns: 1fr; padding: 16px; }
  .dash-widget.span-2 { grid-column: span 1; }

  .revenue-strip { flex-direction: column; text-align: center; gap: 24px; }
  .revenue-divider { width: 60px; height: 1px; margin: 0 auto; }

  .footer-top { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-legal { justify-content: center; }

  .cta-form { flex-direction: column; }
  .cta-input { min-width: unset; width: 100%; }

  .trust-inner { flex-direction: column; gap: 4px; }
  .trust-item::after { display: none; }

  .hero-stats { flex-direction: column; gap: 24px; text-align: center; }
}

@media (max-width: 480px) {
  .steps-grid { grid-template-columns: 1fr; }
  .about-sectors { grid-template-columns: 1fr; }
  .dash-metrics { grid-template-columns: 1fr 1fr; }

  .btn { padding: 12px 24px; font-size: 14px; }
  .hero-headline { font-size: 30px; letter-spacing: -0.5px; }
}